The Metal Tiers of Insurance

Choosing between bronze, silver, gold and platinum plans seems simple, but reveals a more challenging choice and not so obvious solution. Understand not how you can make this decision for yourself this coming Open Enrollment...and whether this tiered system of insurance truly fulfills the intentions of the American Affordable Care Act. Contents: What are the Metal Tiers?
Bronze
Silver
Gold
Platinum
How to Choose
Do Metal Plans Actually Help American Consumers?
Are Bronze Plans Effective? What is Included in Preventive Care Benefits for Adults
Special Preventative Care for Women
Special Preventative Care for Children
Understanding Insurance Terms: Deductible, Copays, Coinsurance, and Out of Pocket Maximums
Deductibles
Co-pays
Co-insurance
Out of pocket and coverage maximums
Practice examples
Beyond Metal Plans: Plans of the Past and Future
Gap Plans
Indemnity Plans
Life Insurance
A Simple Choice, After All