Financial Exclusion and the Poverty Trap

This book addresses one of the main causes of poverty, financial exclusion ¿ the inability to access finance from the high-street banks. People on low or irregular incomes typically have to resort to loan sharks, `doorstep lenders¿ and other informal credit sources, a predicament which makes escape from the poverty trap doubly difficult. This book will be vital reading for those concerned with social policy, microfinance and anti-poverty policies in industrialised countries and around the world.