Bøker av Terry Harris

This book introduces a measure of firms¿ competition culture based on a textual analysis and natural language processing (NPL) of firms¿ 10-K filings. Using this measure, the book explores the relationship between competition culture and various phenomena in corporate finance, specifically, institutional ownership structure, stock return performance, idiosyncratic stock price crash risk, meeting/beating analysts¿ earnings expectations, and earnings management activity, for a large sample of US-based financial and non-financial firms. In particular, the book provides evidence that transient institutional ownership intensifies firms¿ competition culture, while dedicated institutional ownership lessens it. In addition, the book¿s findings suggest that firms with greater levels of competition culture achieve higher levels of short-term stock return performance, experience greater incidence of idiosyncratic stock price crashes, and are more prone to meet/beat analysts forecast and engagein accruals-based earnings manipulation.Finally, the book examines the role played by competition culture in financial firms (i.e., banks). Specifically, the book explores the effect of competition culture on bank lending and shows that banks with greater levels of competition culture are generally more prone to engage in procyclical lending activity. The findings of the book have significant policy implications and will be of interests to regulators, accounting standard-setters, managers and those charged with firm governance, career academics and researchers, graduates, and those generally interested in the role played by corporate culture in the related fields of finance, economics, and accounting.

A collection of poems, each born out of life experiences of the author, from the pain of hardships and despair to the joyful exuberance of watching God work in faithful and miraculous ways. They are stories of Gods faithfulness, love, forgiveness, redemption, and hope. They are also stories of how God uses His creation to bless us and meet us where we are. Each one inspired by God, these poems speak to everyone who is feeling the pain of personal hurt or the joy of Gods amazing love. I have known Terry for many years, and I know that she loves the creative, from crafts and beautiful albums to her love for writing poetry. She is a true inspiration to all. From her various joys and trials, she has poured out her heart on paper in the form of meaningful poetry that will sometimes grip your soul, sometimes make you laugh, and other times soothe your heart. Breathe with Thee is a recommended read for anyone who enjoys this creative way with words. An added treat is the array of her beautiful photos that she has included to complement her poems. Caroline Adams Miller, MAPP, author, speaker, performance coachTerrys poetry speaks to the faithfulness, love, and majesty of our God in a way that will stir your heart to love and trust Him more in your life. Ray Lynch, author, speaker, and founder and president of LifeChange Concepts, Inc.