Bøker av Philip Martin McCaulay

McCaulay's Virginia Real Estate Salesperson Licensing Exam Sample Exams and Study Guide for the State Portion will help real estate professionals pass the state portion of the Virginia Real Estate Salesperson licensing exam. The book contains six practice exams and a study guide. The sample questions are the type that are most likely to appear on the test. The questions are straightforward multiple choice questions with four choices and one best answer.Part I of this book contains the sample exams with a total of 240 questions, the equivalent of six complete 40-question exams. Each 40-question practice test is followed by the answer key. After the answer key, the practice exam is displayed with the answers shown. The questions by topic are in the same proportion as the topic weightings on the state portion of the exam.Part II of this book has a study guide. There is a section for each topic covered on the state portion of the exam, including Licensing, Escrow Accounts, Disclosure Requirements, Agency Definitions and Relationships, Virginia Fair Housing Law and Regulations, and Specific Acts Related to Real Estate Practice.

This book will help investment professionals pass the Series 65 Uniform Investment Adviser Law Examination. It contains sixteen 130-question practice exams with a total of 2,080 questions. The sample questions are the type that are most likely to appear on the Series 65 test and are in the same format as those on the exam.The questions are straightforward multiple choice questions with four choices and one best answer. Each 130-question practice test is followed by the answer key. After the answer key, each practice exam is repeated with the answers shown and the formulas for the math questions.There are questions for each topic covered on the Series 65 exam, including Economic Factors and Business Information; Investment Vehicle Characteristics; Client Investment Recommendations and Strategies; and Laws, Regulations, and Guidelines, including Prohibition on Unethical Business Practices.

This book with five practice tests and a study guide will help real estate professionals pass the national portion of the salesperson licensing exam. The questions are in the same proportion and format as those on the national sales exam. All of the questions are brief, straightforward multiple-choice questions with four choices and one best answer. Part I of this book contains the sample exams with a total of 400 questions, the equivalent of five complete 80-question national licensing exams. Each 80-question practice exam is followed by an answer key. After the answer key, the practice exam is displayed with the answers shown.As with the split for the national exam, these questions are divided as follows: sixteen questions on Real Property; six on Appraisal; twenty-one on Contracts; six on Disclosures; six on Federal Laws; seventeen on Financing; six on Leases; and two on Brokerage. Questions using mathematics represent 10% of the total number of questions, or eight questions out of the total of eighty questions on each exam. Part II of this book has a study guide. There is a chapter for each topic covered on the salesperson exam. The appendix contains math formulas.

This book will help investment professionals pass the Series 66 Uniform Combined State Law Examination. It contains twelve 100-question practice exams with a total of 1,200 questions. The sample questions are the type that are most likely to appear on the Series 66 test and are in the same format as those on the exam.The questions are straightforward multiple choice questions with four choices and one best answer. Each 100-question practice test is followed by the answer key. After the answer key, each practice exam is repeated with the answers shown and the formulas for the math questions.There are questions for each topic covered on the Series 65 exam, including Economic Factors and Business Information; Investment Vehicle Characteristics; Client Investment Recommendations and Strategies; and Laws, Regulations, and Guidelines, including Prohibition on Unethical Business Practices.

Medical Massage Care's Massage Exam Essentials outlines the basic information needed to pass the therapeutic massage licensing and certification exams, including the FSMTB MBLEx and the NCBTMB NCETM and NCETMB. The amount of material that a massage therapist needs to know can be overwhelming. This publication summarizes the material that can easily be tested in the form of a multiple choice question, which is the material most likely to appear on an exam; and provides tips for the exam-taking strategy. Topics include anatomy, kinesiology, pathology, areas of caution, effects, techniques, assessment, treatment, history, ethics, guidelines, business, and energetic methods. The author passed both the MBLEx and the NCETM, and has sold thousands of study guides and practice exam books for the massage exams.

This book will help stockbroker exam takers pass the Series 7 General Securities Registered Representative Examination. The questions are in the same format as those on the Series 7. All of the questions are brief, straightforward multiple-choice questions with four choices and one best answer. Part I of this book contains the sample exams with a total of 1,000 questions, the equivalent of four complete 250-question Series 7 exams. The 250-question exams are in two parts. Each 125-question practice exam is followed by an answer key. After the answer key, the practice exam is displayed with the answers shown.Part II of this book has a study guide. There is a section for each topic covered on the Series 7 exam, including equities, fixed income, money market, investment companies, mutual funds, direct participation programs, retirement plans, underwriting, exchanges, options, margin accounts and short sales, analysis, regulation, and taxation. The study guide includes details on the math formulas needed for the Series 7 exam.

Medical Massage Care's Therapeutic Massage National Certification Practice Exams 2008 Edition will help massage therapy students pass the exam on therapeutic massage administered by the National Certification Board for Therapeutic Massage and Bodywork. The questions are in the same proportion and format as those on the National Certification Examination for Therapeutic Massage (NCETM). This book includes a total of 1,600 questions, the equivalent of ten complete 160-question national certification exams. As with the split for the NCETM, these questions are divided as follows: 14 percent on General Knowledge of the Body Systems; 26 percent on Detailed Knowledge of Anatomy, Physiology, and Kinesiology; 14 percent on Pathology; 16 percent on Therapeutic Massage Assessment; 24 percent on Therapeutic Massage Application; and 6 percent on Professional Standards, Ethics, Business, and Legal Practices. There are questions on Asian massage methods in the appendix.

Medical Massage Care's NCETMB Sample Exam is a 160-question practice exam in the same format as the National Certification Examination for Therapeutic Massage and Bodywork (NCETMB) administered by National Certification Board for Therapeutic Massage and Bodywork (NCBTMB). The questions have the same percentage weights as the NCETMB. This sample exam tests the type of material that is likely to appear on an exam. The sample exam is followed by the answer key, and after that the sample exam is repeated with the answers shown. Topics include body systems, anatomy, kinesiology, pathology, assessment, application, ethics, and business. The author passed both the MBLEx and the NCETM, and has sold thousands of study guides and practice exam books for the massage exams.

Medical Massage Care's Therapeutic Massage National Certification Exam Study Guide will help massage therapy students pass the National Certification Examination for Therapeutic Massage (NCETM) administered by the National Certification Board for Therapeutic Massage and Bodywork. This book is a companion to Medical Massage Care's Therapeutic Massage National Certification Practice Exams, a publication that includes a total of 1,600 questions, the equivalent of ten complete 160-question national certification exams.

This book will help investment professionals pass the Investment Company Products/ Variable Contracts Limited Representative Qualifications Examination. It is a study guide in outline form. There is a section for each topic covered on the Series 6 test, including Securities Markets, Investment Securities and Economic Factors; Securities and Tax Regulations; Marketing, Prospecting and Sales Presentations; Evaluation of Customers; Product Information, Investment Company Securities and Variable Contracts; and Opening and Servicing Customer Accounts. The study guide includes details on the math formulas needed for the test.

This 40-page publication on pension actuarial mathematics covers topics such as (I) interest and mortality, (II) cost methods, (III) amortization and contributions, and (IV) Duration and Convexity.Part I on interest and mortality includes mortality rates and survival functions, the theory of interest, commutation functions, and life annuity factors.Part II on cost methods includes the Unit Credit (UC) Cost Method, the Projected Unit Credit (PUC) Cost Method, the Entry Age Normal (EAN) Cost Method, and the Aggregate Cost Method.Part III on amortization and contributions includes calculating amortization periods, formulas for amortization factors, and contribution requirements.Part IV has formulas and examples for Duration and Convexity. Each of the four parts has an exercise set with an answer key and explanations.

This book will help investment professionals pass the Series 7 General Securities Representative Qualification Examination. It contains ten 125-question practice exams followed by a study outline. The sample questions are the type that are most likely to appear on the Series 7 test and are in the same format as those on the exam. The questions are straightforward multiple choice questions with four choices and one best answer.Part I of this book contains the ten sample exams with a total of 1,250 questions. Each 125-question practice test is followed by the answer key. After the answer key, each practice exam is repeated with the answers shown and the formulas for the math questions.Part II of this book has a study guide in outline form. There is a section for each topic covered on the Series 7 exam, including regulatory requirements, customer's profile, customer accounts, business conduct, orders and transactions, ethics, the primary marketplace, the secondary market, economics, analysis, equity securities, debt securities, packaged securities, options, retirement plans, and savings accounts. The study outline includes details on the math formulas needed for the test. The study outline is based on the exam syllabus and contains the information on the required knowledge areas that could most likely be asked in the form of a multiple choice question.

This book will help investment professionals pass the Uniform Investment Adviser Law Examination. It contains twelve practice exams and a study guide. The sample questions are the type that are most likely to appear on the Series 65 test and are in the same format as those on the exam. The questions are straightforward multiple choice questions with four choices and one best answer.Part I of this book contains the sample exams with a total of 1,560 questions, the equivalent of twelve complete 130-question Series 65 tests. Each 130-question practice test is followed by the answer key. After the answer key, the practice exam is displayed with the answers shown. The questions by topic are in the same proportion as the topic weightings on the Series 65 test Part II of this book has a study guide in outline form. There is a section for each topic covered on the Series 65 test, including Economic Factors and Business Information; Investment Vehicle Characteristics; Client Investment Recommendations and Strategies; and Laws, Regulations, and Guidelines, including Prohibition on Unethical Business Practices. The study guide includes details on the math formulas needed for the test.

This book will help investment professionals pass the Investment Company Products/ Variable Contracts Limited Representative Qualifications Examination. It is a study guide in outline form. There is a section for each topic covered on the Series 6 test, including Securities Markets, Investment Securities and Economic Factors; Securities and Tax Regulations; Marketing, Prospecting and Sales Presentations; Evaluation of Customers; Product Information, Investment Company Securities and Variable Contracts; and Opening and Servicing Customer Accounts. The study guide includes details on the math formulas needed for the test.

This book will help investment professionals pass the Uniform Combined State Law Examination. It contains twelve practice exams and a study guide. The sample questions are the type that are most likely to appear on the Series 66 exam and are in the same format as those on the exam. The questions are straightforward multiple choice questions with four choices and one best answer.Part I of this book contains the sample exams with a total of 1,200 questions, the equivalent of twelve complete 100-question Series 66 exams. Each 100-question practice test is followed by the answer key. After the answer key, the practice exam is displayed with the answers shown. The questions by topic are in the same proportion as the topic weightings on the Series 66 exam Part II of this book has a study guide in outline form. There is a section for each topic covered on the Series 66 exam, including Economic Factors and Business Information; Investment Vehicle Characteristics; Client Investment Recommendations and Strategies; and Laws, Regulations, and Guidelines, including Prohibition on Unethical Business Practices. The study guide includes details on the math formulas needed for the test.

The Real Estate Math phamplet will help real estate professionals, loan originators, and home buyers understand the math associated with real estate and mortgages. All of the formulas and examples are contained in fifteen pages. There are sections on the survey system, land cost, income property, net to seller, periodic interest, total interest paid, payments, principal remaining, down payments, loan-to-value, combined loan-to-value, debt-to-income ratios, maximum payment, maximum price, discount points, closing costs and prepaid items, adjustable-rate mortgages (ARMs), and lease fees.

This book will help investment professionals pass the Uniform Investment Adviser Law Examination. It contains four practice exams. The sample questions are the type that are most likely to appear on the Series 65 test and are in the same format as those on the exam. The questions are straightforward multiple choice questions with four choices and one best answer.The book contains exams with a total of 520 questions, the equivalent of four complete 130-question Series 65 Tests. Each 130-question practice test is followed by the answer key. After the answer key, the practice exam is displayed with the answers shown. If the question is a math question, the formulas to solve the question are shown. The questions by topic are in the same proportion as the topic weightings on the Series 65 test The questions cover every topic covered on the Series 65 test, including Economic Factors and Business Information; Investment Vehicle Characteristics; Client Investment Recommendations and Strategies; and Laws, Regulations, and Guidelines, including Prohibition on Unethical Business Practices.

This book will help investment professionals pass the Series 7 General Securities Representative Qualification Examination. It contains four 125-question practice exams for a total of 500 questions. The sample questions are the type that are most likely to appear on the Series 7 test and are in the same format as those on the exam. The questions are straightforward multiple choice questions with four choices and one best answer. Each 125-question practice test is followed by the answer key. After the answer key, each practice exam is repeated with the answers shown and the formulas for the math questions.There are questions for each topic covered on the Series 7 exam, including regulatory requirements, customer's profile, customer accounts, business conduct, orders and transactions, ethics, the primary marketplace, the secondary market, economics, analysis, equity securities, debt securities, packaged securities, options, retirement plans, and savings accounts.

Series 63 Practice Exams and Study Guide will help investment professionals pass the Uniform Securities Agent State Law Examination. The book contains four practice exams and a study guide. The sample questions are the type that are most likely to appear on the Series 63 test and are in the same format as those on the exam. The questions are straightforward multiple choice questions with four choices and one best answer.Part I of this book contains the sample exams with a total of 240 questions, the equivalent of four complete 60-question Series 63 tests. Each 60-question practice test is followed by the answer key. After the answer key, the practice exam is displayed with the answers shown. The questions by topic are in the same proportion as the topic weightings on the Series 63 test.Part II of this book has a study guide in outline form. There is a section for each topic covered on the Series 63 test, including state securities acts and related rules and regulations (60% of the exam) and ethical practices and fiduciary obligations (40% of the exam).

Medical Massage Care's MBLEx Study Guide and Practice Exam outlines the knowledge needed to pass the Massage & Bodywork Licensing Examination (MBLEx) administered by the Federation of State Massage Therapy Boards (FSMTB). Topics include anatomy, kinesiology, pathology, areas of caution, effects, techniques, assessment, treatment, history, ethics, guidelines, and business.The practice exam has 125 questions in the same format as the MBLEx with the same percentage weights as the MBLEx. The practice exam is followed by the answer key, and after that the practice exam is repeated with the answers shown.

McCaulay's Maryland Real Estate Licensing Exams State Portion Sample Exams and Study Guide includes four complete 30-question sample exams for the Maryland State portion of the real estate licensing exam, for a total of 120 practice questions. Each 30-question practice exam is followed by the answer key and a copy of the exam with the answers shown. After the sample exams, there is a complete study guide in outline form covering all of the topics found on the Maryland State portion of the exam, including the duties and powers of the Real Estate Commission, licensing requirements, and business conduct.

This practice exam book with five 125-question exams will help candidates pass the General Securities Representative Qualification Series 7 Examination. It features material on each function covered on the Series 7 exam, including Function 1: Seeks Business for the Broker-Dealer from Customers and Potential Customers; Function 2: Opens Accounts After Obtaining and Evaluating Customers' Financial Profile and Investment Objectives; Function 3: Provides Customers with Information About Investments, Makes Recommendations, Transfers Assets and Maintains Appropriate Records; and Function 4: Obtains and Verifies Customers' Purchase and Sales Instructions and Agreements; Processes, Completes and Confirms Transactions. Topics include advertising materials, investment products and services, types of accounts, investment strategies, investment profiles, investment products, account information, quotes, transactions, the resolution of and complaints, and margin issues. After each practice exam the answers are shown with explanations. The answers also show what section of the syllabus the question is from and lists the source of the information in the questions and answers including FIRNA rules, Securities and Exchange Commission (SEC) regulations, SEC articles, SEC Investor Alerts and Bulletins, and IRS regulations and instructions. Philip Martin McCaulay has sold over 20,000 study guides in fields such as pensions, investments, finance, real estate, and math, including over 4,000 study guides and practice exam books for the Series 6, Series 7, Series 22, Series 57, Series 63, Series 65, Series 66, Series 82, Series 99, and SIE exams since he first started writing them in 2008, most of which were top 100 best sellers in the professional test guides category. He is an actuary with a degree in Mathematics from Indiana University. He is a Fellow of the Society of Actuaries (FSA) and an Enrolled Actuary (EA). He has over 40 years of experience as an actuarial consultant on pension funds. His investment experience includes assessing investment vehicles for providing retirement benefits, reviewing statements of investment policy, identifying sources of investment risk, measuring investment performance relevant to given benchmarks, evaluating how cash flow requirements impact setting investment strategy, applying strategies for asset/liability management, estimating long-term rates of return for investment portfolios, and providing advice and analysis to pension plan sponsors regarding the mitigation of investment risks.

Medical Massage Care's NCBTMB BCETMB Massage Certification Study Guide and Practice Exam outlines the knowledge needed to pass the Massage Board certification exam, Topics include anatomy, kinesiology, pathology, areas of caution, effects, techniques, assessment, treatment, history, ethics, guidelines, business, and energetic methods. The practice exam has 160 questions.

This book will help investment professionals pass the Uniform Investment Adviser Law Examination. It is a study guide in outline form. There is a section for each topic covered on the Series 65 test, including Economic Factors and Business Information; Investment Vehicle Characteristics; Client Investment Recommendations and Strategies; and Laws, Regulations, and Guidelines, including Prohibition on Unethical Business Practices. The study guide includes details on the math formulas needed for the test.

This book will help investment professionals pass the Series 7 General Securities Representative Qualification Examination. It contains fourteen 125-question practice exams with a total of 1,750 questions. The sample questions are the type that are most likely to appear on the Series 7 test and are in the same format as those on the exam.The questions are straightforward multiple choice questions with four choices and one best answer. Each 125-question practice test is followed by the answer key. After the answer key, each practice exam is repeated with the answers shown and the formulas for the math questions.There are questions for each topic covered on the Series 7 exam, including regulatory requirements, customer's profile, customer accounts, business conduct, orders and transactions, ethics, the primary marketplace, the secondary market, economics, analysis, equity securities, debt securities, packaged securities, options, retirement plans, and savings accounts.

This book will help investment professionals pass the Uniform Combined State Law Examination. It is a study guide in outline form. There is a section for each topic covered on the Series 66 exam, including Economic Factors and Business Information; Investment Vehicle Characteristics; Client Investment Recommendations and Strategies; and Laws, Regulations, and Guidelines, including Prohibition on Unethical Business Practices. The study guide includes details on the math formulas needed for the test.