Bøker av James R. Barth

Examines the troubled state of the US savings and loans industry, this work argues that federal deposit insurance is largely to blame for this situation, by permitting institutions to operate with inadequate capital. The author recommends a restructuring to protect both depositors and taxpayers.

Identifies the major economic and policy issues raised by the current crisis in American banking whose resolution largely determines its future. It focuses on the current reported condition of the banking industry, concentrating on large banks in particular.

This volume assembles and presents a database on bank regulation in over 150 countries (included also on CD). It offered the first comprehensive cross-country assessment of the impact of bank regulation on the operation of banks, and assesses the validity of the Basel Committee's influential approach to bank regulation. The treatment also provides an empirical evaluation of the historic debate about the proper role of government in the economy by studying bank regulation and analyzes the role of politics in determining regulatory approaches to banking. The data also indicate that restrictions on the entry of banks, government ownership of banks, and restrictions on bank activities hurt banking system performance. The authors find that domestic political factors shape both regulations and their effectiveness.