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The third volume in this comprehensive study of social security in the Balkan states.Social security is presented from a broad perspective as a mechanism that addresses human needs, provides protection against social risks, reduces social tensions and secures peace. Various sectors of social policy, pension systems, health care systems, disability insurance, labor policy as well as social risks, such as poverty and unemployment, have been analyzed from historical, economic, political, sociological and security perspective. This book offers recommendations for improving the level of social security in the region.This volume focuses on the Republic of North Macedonia and the Republic of Montenegro.Contributors are: Dritero Arifi, Ngadhnjim Brovina, Pëllumb Çollaku, Dorota Domalewska, Besnik Fetahu, Remzije Istrefi, Maja Jandri¿, Gordana Matkovi¿, Ruzhdi Morina, Artan Mustafa, Katarina Stani¿, and Marzena ¿akowska.