Økonomi og finans

The unmissable account of Brexit, from political insider and bestselling author of All Out War, Tim Shipman.

In the eighteenth century, Glasgow and its outports became the dominant force in the highly lucrative tobacco commerce from the Americas to Europe. This prize-winning book explains why such remarkable success came about against fierce international competition. First published in 1975 this book is still considered the seminal work on the subject.

Financial Accounting for Managers gives the flexibility to emphasize or deemphasize debits and credits in an undergraduate or graduate course by providing a modular structure to fit different course lengths, approaches, and assignments that can be easily filtered to fit the needs of individual instructor teaching styles. Each business transaction throughout the text is illustrated with its effects on the balance sheet and income statement. The focus prepares students to be business managers who understand how accounting information reveals a company's profitability, risk, and efficiency of operations. When paired with Connect, it has student success resources that include auto-graded cases, Tableau Dashboard Activities, Integrated Excel, multiple video types, Guided Examples, General Ledger Problems, and SmartBook, an adaptive reading and practice tool for students.

The years following the 2008 financial crisis produced a surge of political discontent with populism, conspiracism, and Far Right extremism rising across the world. Despite this timing, many of these movements coalesced around cultural issues rather than economic grievances. But if culture, and not economics, is the primary driver of political discontent, why did these developments emerge after a financial collapse, a pattern that repeats throughout the history of the democratic world? Using the framework of 'Affective Political Economy', The Age of Discontent demonstrates that emotions borne of economic crises produce cultural discontent, thus enflaming conflicts over values and identities. The book uses this framework to explain the rise of populism and the radical right in the US, UK, Spain, and Brazil, and the social uprising in Chile. It argues that states must fulfill their roles as providers of social insurance and channels for citizen voices if they wish to turn back the tide of political discontent.

The first substantial collection of anthropological work on tax, this book uses ethnographic data from around the world to elucidate how tax systems shape not just our economic lives, but our social relationships and our values, and how they categorise people and things. It reconceptualises what taxes do in society.

"Hire the Kids: The Parental Journey" is a resource for entrepreneurial parents aiming to merge the realms of family and business. This book outlines a strategic approach to building a legacy of entrepreneurship and mindful parenting. It emphasizes the importance of instilling an entrepreneurial spirit in children by actively involving them in the family business, teaching them essential life skills, and preparing them for future success. Ideal for parents seeking to reinforce family bonds while passing on their entrepreneurial values, this work provides key strategies for the harmonious integration of raising children with managing a small business. This book is a must-read for parents who dream of more for their children than just a traditional career path. It's for the visionary Small Business owners who see their families not just as heirs but as future leaders and innovators. Through practical advice and inspirational insights, this book equips you with the tools to teach your children about financial literacy, instill a sense of entrepreneurship, and prepare them for a successful handover of the family legacy. Whether you're laying the groundwork for your children's future, seeking to imbue them with entrepreneurial skills, or planning the succession of your business, "The Parental Journey" offers a unique blend of personal growth, parenting wisdom, and business strategy. Let this book guide you as you navigate the rewarding path of raising financially savvy, entrepreneurial-minded children, all while building a legacy that lasts.

Increasing in the health care access is one of the goals towards universal health coverage; the health management performance is considered an indicator of efficiency in healthcare service delivery. Increasing in the health care access contributes to advance the ability of healthcare services in the prevention, diagnosis, treatment, and management of diseases; at the same time, reducing the average days per inpatient may be an indication of good care coordination. On the other hand, one of the main ways to strengthen the health-system capacity by the interdisciplinary approaches is to promote social health by linking microfinance with healthcare support activities. Strengthening this connection and exploring the interrelationship between the diversification of health care support activities and the health care services outreach by microfinance institutions is very helpful.

This book is written to assist prospective entrepreneurs and actively established businesses to succeed. The reality is that the current failure rate of new businesses is unacceptably high, and this book is designed to reduce this failure rate by providing potential and current entrepreneurs with a proven, step-by-step process to objectively evaluate both the financial and strategic decisions that drive successful new business creation. As well what aids established businesses in continuing to grow and expand profitably. The material throughout this book represents what I have learned in researching, teaching, and consulting with businesses for over 45 years.Every chapter includes practical and essential exercises to be completed by the reader which reinforce the critical concepts that influence effective decision-making. Successful entrepreneurship has been the most significant driver for creating personal wealth in our society and spurring economic growth.This book's ultimate objective is to provide a proven vehicle to assist any individual with the desire and motivation to achieve financial independence through business creation and growth.

This book focuses on the Bitcoin ecosystem, revealing the stark dichotomy between its innovative potential and the shadows that lurk within. This book embarks on a comprehensive exploration of Bitcoin, presenting it as a technological marvel that promised a new paradigm for financial transactions-anonymous, efficient, and decentralised. Yet, as Bitcoin's popularity and value soared, it also became a hotbed for speculative frenzy and illicit activities, challenging the principles upon which it was founded.We dissect the contrasting aspects of Bitcoin, providing readers with an insightful understanding of its market dynamics. The narrative uncovers how Bitcoin's allure of quick gains and the anonymity it offers have fuelled a speculative mantle, attracting investments while distracting from its more nefarious uses. Beneath this layer of speculation lies the illicit core-a dark nexus of money laundering and illegal operations that undermines Bitcoin's revolutionary potential.Through a detailed examination of Bitcoin's technical and financial features, this book sheds light on the ethical and regulatory challenges posed by digital currencies. It invites readers to ponder the broader implications of embracing such disruptive technology, reflecting on the complexities of the digital age where innovation holds immense promise yet harbours significant risks.From its genesis post the 2008 financial crisis as a beacon of decentralisation to its journey towards mainstream acceptance, "Illicit Core" chronicles Bitcoin's evolution. The book addresses the global perspective on cryptocurrency oversight, explores the intricate relationship between digital currencies, anti-money laundering measures, and the potential future of digital currencies coexisting with central bank digital currencies (CBDCs).In essence, this book is not merely a story about Bitcoin but a critical analysis of the digital currency, inviting readers to explore the intersection of technology, finance, and society. It poses vital questions about the future of money, privacy, and the role of technology in reshaping our financial and ethical frameworks.

Description: This book ditches the idea of traditional budgeting and offers a new approach called Beyond Budgeting. It emphasizes flexibility, adaptability, and using technology to automate your finances and achieve your financial goals.Who Should Read This Book: This book is ideal for anyone who feels frustrated with traditional budgeting and wants a more flexible and adaptable approach to managing their finances. It's perfect for those who are looking to leverage technology to streamline their finances and achieve their financial dreams.Key Takeaways: Beyond Budgeting emphasizes setting financial goals and using rolling forecasts and driver-based planning to achieve them.Rolling forecasts allow you to update your financial plan based on new information and changing circumstances.Driver-based planning focuses on the 2-3 financial factors that most significantly impact your goals, such as savings rate or debt repayment progress.You can leverage technology and financial management apps to automate tasks, track your progress, and stay on track with your financial plan.Beyond Budgeting is a flexible and adaptable system that allows you to adjust your strategies as needed throughout your financial journey.Why You Should Read This Book: If you're tired of feeling stuck in a rut with your finances, Beyond Budgeting offers a refreshing alternative. This book provides a practical and actionable approach to financial planning that can help you achieve your financial goals. With its focus on flexibility, automation, and technology, Beyond Budgeting can empower you to take control of your finances and build a secure and prosperous future.

This book is the result of 7 years of trading experience in crypto, during which I've experimented with numerous trading strategies. It encapsulates all of my experiences, and I can confidently say that this technique works with a 100% guarantee.

The Bulletproof Banker is a gripping memoir of a transformative journey beyond the limitationsimposed by others and the crippling shadows of childhood self-doubt. Brian Kennedy tells how aftera succession of armed robberies, career setbacks, and the demands of a high-flying banking careerthat resulted in total mental exhaustion, he eventually came to understand what success really isand emerged as a stronger and better leader and person. This isn't just a story of survival-it's a guide for anyone striving to break free from their ownboundaries and embrace a life of purpose and positivity. Prepare to be inspired, challenged, andultimately moved to rewrite the script of your own life.

In "Millionaire Mindset: Transforming Your Wealth from the Inside Out," embark on a transformative journey towards financial empowerment and abundance. This comprehensive guide illuminates the profound principles and strategies that underpin the millionaire mindset, offering actionable insights and practical techniques for unlocking your full potential and achieving lasting prosperity.From cultivating a mindset of abundance to implementing disciplined financial habits, crafting strategic plans, and navigating the complexities of wealth management, this book provides a roadmap for success at every step of the journey. With a focus on mindset transformation, readers learn to overcome self-limiting beliefs, embrace a growth mindset, and cultivate resilience in the face of adversity.Through insightful discussions and expert guidance, readers are empowered to craft personalized action plans tailored to their unique financial goals and aspirations. By committing to action and continued growth, they set themselves on a path towards financial freedom, security, and fulfillment.Whether you're just starting on your journey to wealth creation or seeking to elevate your financial success to new heights, "Millionaire Mindset: Transforming Your Wealth from the Inside Out" offers the tools, inspiration, and guidance you need to realize your dreams and create a life of abundance and prosperity.

Navigating through time takes you on an introspective journey to explore the core tenets of philosophy and the nature of being, so that one can look in the mirror and ask the question "who are you really"? What makes up your thoughts, your actions, your character and are you happy. Who do you want to be? Where do you want to go? Although some of us can spend a lifetime exploring, the ultimate answer lies in the heart of the seeker.Wisdom and philosophy are intricately linked because both can occupy your mind with the nature of things and more importantly help you set a course to either find or create your place in this world. Wisdom is the purest form of reasoning laced with reflection.Through wisdom you learn how to dance with all the rhythm and agility one would need in order to avoid life's difficulties. Some of us get lucky and inherit wisdom but for others it has to be developed. In either case wisdom can be both contagious and transformative giving an opportunity to become a better version of ourselves.Faith is another important element when discussing self-discovery, the most common definition I have heard of faith is the evidence of things unseen. Although an important ingredient, faith is not limited to religion, but rather encompasses one's trust, values and touches the very nature of our existence. Faith is the invisible thread that weaves through our lives connecting our dreams, our values and our actions. Faith gives us a chance to connect with the intensity and the resilience of the human spirit.In this book we explore finances through the lens of understanding the connections between our financial decisions and the quality of life that we want. We also navigate into discussions revolving around the impact of lifelong relationships and how important it is to be good to those around us. Each day presents an opportunity to exercise your wisdom, faith master your finances, and tell your story. I am grateful to serve you in this journey to find greater purpose and fulfillment.

Como assegurar o próprio futuro financeiro?Se antes as pessoas esperavam entrar no mercado de trabalho, se dedicar 30 anos e então pararem para viverem de dinheiro repassado pelo INSS, a geração atual já percebeu que não será assim que funcionará para ela.Como membro dessa geração preocupada em como obter patrimônio que forneça paz ao longo do tempo, o autor traz o que tem feito para obter sua aposentadoria explicando desde os conceitos mais básicos de poupança, investimento em empresas da bolsa de valores até os cálculos envolvidos em dizer que, enfim, se alcançou a independência financeira!Sobre o autor: Engenheiro de formação e apaixonado por compartilhar conhecimento, Rafael ao longo dos anos se acostumou a ler muito e absorver conhecimento de diversas fontes que o tornaram "o colega para perguntar sobre investimentos". Como sempre se recusava de dar respostas simples e fórmulas mágicas, decidiu escrever um livro abrangendo o que aprendeu até aqui e mostra, com números, o quanto tem dado certo.Conteúdo: Introdução1 - Poupando dinheiro: a base da riqueza2 - Renda fixa: montando uma reserva de emergência3 - Poupando dinheiro: ativos vs passivos4 - Poupando dinheiro: alocação de ativos5 - Renda fixa: emprestando dinheiro ao banco6 - Renda fixa: emprestando dinheiro para o maior devedor do país7 - Renda variável: comprando fatias de empresas8 - Renda variável: escolhendo boas empresas9 - Poupando dinheiro: o conceito de suficiente10 - Renda variável: comprando partes de imóveis11 - Poupando dinheiro: a conta simples para independência financeira12 - Renda variável: investindo no exterior13 - Poupando dinheiro: reduzindo os custos de investir14 - Ganhando dinheiro: o melhor investimento do mundo15 - Para fechar: afinal, como está sendo meu desempenho até aqui?16 - AgradecimentosApêndice - O cálculo da tal tabela

Financial inclusion has proven to be a looming issue challenging policymakers and scholars. Financial inclusion revolves around the fundamental notion of ensuring that individuals from all walks of life have access to affordable and effective financial products and services that cater to their unique needs. Yet, as we grapple with this issue, we find it entwined with other critical factors such as religious and cultural norms, technological advancements, and sustainability goals. The intricate web of these elements forms a complex tapestry that requires deep exploration and understanding. Financial Inclusion, Sustainability, and the Influence of Religion and Technology is a groundbreaking book which delves headfirst into the multifaceted issue of the inclusivity of financial services and the complexities of societal interplay in this matter. Targeting academic scholars as its primary audience, this book acts as a guide to solution development. It meticulously unravels the intricate connections between financial inclusion, sustainability, religion, and technology. Readers will embark on a journey that not only dissects the problem but also illuminates the path forward. From exploring the complex relationship between financial inclusion and sustainability to identifying the challenges and opportunities presented by religion and technology, this book leaves no stone unturned. It offers a comprehensive roadmap for future research and action, providing a beacon of hope for achieving a more equitable and technologically advanced future.

Découvrez dès maintenant les secrets bien gardés pour économiser au quotidien et gérer votre argent de manière plus intelligente avec notre guide pratique "60 Façons d'Économiser au Quotidien" !Dans notre livre "60 Façons d'Économiser au Quotidien", nous avons condensé pour vous une mine d'astuces ingénieuses pour réduire vos dépenses sans sacrifier votre confort. Que vous cherchiez à économiser pour un objectif spécifique ou simplement à mieux gérer votre budget, ce livre est votre allié pour optimiser vos finances.Des conseils pratiques et simples à mettre en place vous permettront de revoir vos habitudes de consommation et de réaliser des économies significatives sur le long terme. En adoptant une approche proactive et réfléchie, vous apprendrez à maximiser chaque euro dépensé et à voir votre argent travailler pour vous.Points abordés dans le livre: Gérer efficacement son budget au quotidienRéduire les dépenses liées à l'énergie, l'alimentation et les loisirsUtiliser des applications et des outils pour trouver des offres et des bons plansRéutiliser, recycler et réparer pour limiter les dépenses et réduire les déchetsTirer parti des astuces pour économiser sur les achats courantsÉviter les pièges des dépenses impulsives et superfluesPlanifier à l'avance pour faire face aux imprévus et épargner pour l'avenirNe laissez pas votre argent vous échapper ! Obtenez dès maintenant votre exemplaire de "60 Façons d'Économiser au Quotidien" et commencez dès aujourd'hui à transformer votre façon de dépenser pour un avenir financier plus serein et épanoui !Si vous souhaitez reprendre en main vos finances et vous débarrassez du stress lié à l'argent alors cliquez sur le bouton "Achetez en 1 clic" et retrouver un rapport apaisé à l'argent dans un contexte de trouble. Ce livre est une réedition, par conséquent si vous vous êtes déjà procurer le premier livre. "Comment faire des économies", vous apprendrez des choses (j'ai rajouter des informations, mais moins que dans le premier livre que vous aurez lu)

Let's embark on a journey towards financial empowerment.In this charming and accessible guide, readers will uncover the essential principles of sound financial stewardship, demystifying the world of money management with clarity and charm.From budgeting to investing, I take readers by the hand and lead them through the fundamental concepts that form the cornerstone of financial literacy. With a delightful blend of practical advice and engaging anecdotes, this book transforms daunting financial topics into approachable lessons that anyone can grasp.Discover how to create a personalized budget that aligns with your goals, cultivate healthy spending habits, and build a solid foundation for long-term financial success. Whether you're a seasoned investor or a newcomer to the world of finance, this book offers valuable insights and actionable strategies to help you take control of your financial destiny.Overflowing with wisdom, wit, and warmth, this book is not just a guide to managing your money-it's a companion on your journey to financial freedom. Say goodbye to financial stress and hello to a brighter, more secure future.

We are in the year 1024. The Financial Coach is named Captain Tekk Lockjaw. He sails the roaring seas looking for a new lover. His gorgeous wife, Queen Emerald, decided to finally divorce him. Now Captain Tekk Lockjaw sails the roaring seas looking for new crew members to add to his ship.He tries to teach his crew how to wisely spend their gold and jewels. Aye, if only they would listen. Wait, Jay 100K definitely listened. Ah, so that's one of the reasons he's so successful now.

"The Wealth Mastery" is a thorough manual that gives readers the tools they need to take charge of their financial futures and realize true success. This book provides readers with important advice, actionable insights, and practical techniques to grow and protect their money for future generations. It does so by drawing on timeless principles of wealth building. In his book "The Wealth Mastery," renowned financial advisor Bryan Chapman Bowers explores in great detail the beliefs, routines, and tactics of the wealthiest people in the planet. By utilizing a combination of first-hand accounts, case studies, and professional evaluations, Bryan dispels the myth surrounding money and reveals the core ideas that guide successful financial endeavors. "The Wealth Mastery" includes everything from establishing clear financial objectives to developing a wealth mentality, from being an expert investor to navigating the complexity of taxes and estate planning."The Wealth Mastery" offers a road map for each phase of the process of accumulating riches. This book provides useful direction and doable suggestions to assist you in realizing your financial goals, regardless of your level of experience with investing or saving. However, "The Wealth Mastery" is a roadmap for leading an abundant, meaningful, and fulfilled life rather than merely a how-to manual. Your financial objectives can be in line with your most profound beliefs and dreams, allowing you to leave a lasting legacy that goes beyond material prosperity. For anybody who is serious about conquering their money and discovering the keys to long-term wealth, "The Wealth Mastery" is an invaluable resource. It is jam-packed with advice from top financial experts, real-life success stories, and doable tactics. Whether you'd like to leave work early, This book will teach you how to turn your financial aspirations into reality, whether your goal is to start a profitable business, retire early, or just have financial peace of mind.

Reactive PublishingUnlock the Secrets of Masterful Cashflow Management with "The CFO Guide: Cashflow Management in FP&A"In the fast-paced world of finance, the ability to manage cash flow effectively is more than a skill-it's a necessity. "The CFO Guide: Cashflow Management in FP&A" is your comprehensive roadmap to mastering this crucial aspect of financial planning and analysis (FP&A), tailored specifically for Chief Financial Officers and finance professionals aspiring to reach the pinnacle of their careers.Crafted by experts with firsthand experience in the trenches of finance, this guide delves deep into the strategies, techniques, and insights essential for steering companies towards financial stability and growth. Whether you're navigating the complexities of a volatile market or planning strategic investments for the future, this book offers the wisdom and tools needed to ensure your organization's liquidity and profitability.Key Highlights: Strategic Cash Flow Optimization: Learn how to forecast with precision, interpret cash flow statements, and implement strategies that balance liquidity with profitability.Innovative Techniques and Tools: Discover the latest in technology and software solutions that can streamline your cash flow management processes, reduce risks, and uncover opportunities.Risk Management and Mitigation: Understand the nuances of identifying financial risks before they manifest and employ proactive measures to safeguard your organization's financial health.Real-World Case Studies: Gain insights from detailed case studies of successful cash flow management across various industries, providing practical examples and actionable strategies.Future-Proofing Your Finance Function: Explore forward-looking approaches to FP&A that prepare your organization for future challenges and opportunities in an ever-evolving financial landscape.Designed for the modern CFO and ambitious finance professionals, "The CFO Guide: Cashflow Management in FP&A" is more than a book-it's a mentor, providing the knowledge and confidence to make informed decisions, drive strategic initiatives, and lead with financial acumen.Elevate Your Financial Strategy and Lead with Confidence. Dive into "The CFO Guide: Cashflow Management in FP&A" and Shape the Future of Your Organization.

Dive into a realm of profound insights and unravel complex forces that shape our existence. This book offers a transformative journey beyond superficial views, revealing hidden truths that sway society, beliefs, and politics. Through a multifaceted lens, you'll explore the dynamic interplay of human nature, societal values, and power's laws. The journey goes beyond economics, fostering self-reflection, empowering you to transcend traditional thinking and attain a comprehensive world understanding. Question the norm, expand your consciousness, and reclaim your critical thinking. You'll be equipped with the tools to deconstruct manipulation and control, empowering informed decisions that align with your aspirations. This book awakens your potential for positive change and encourages you to shape a better future. It provides a road map to navigate our interconnected world's complexities, challenging your assumptions, and broadening your perspective. The time to awaken is now. Embrace this transformative journey and unlock the power within

Are you a right-brained entrepreneur who struggles with money? Does the idea of getting ready for taxes make you physically ill? Do you avoid doing your books like it is the plague? Then Profit First for Creatives is for you.Taking the principals from Profit First by Mike Michalowicz and combining years of experience working with Creatives, Christian Brim gives you a new tool to finally manage your business finances with less stress.In Profit First for Creatives, you will learn: 1. A simple-to-understand method to organize and manage your money.2. How to ensure your business actually MAKES money.3. Steps to relieve the stress of running out of money.4. To ensure that your tax bill is covered before it is due.5. How to have the confidence to make business decisions without worrying about the finances.6. Steps to turn your passion from a job into a business.Videographers, photographers, content creators, influencers, ad agencies, or any other creative business, this book is for you.Christian Brim is a Certified Public Accountant and Certified Management Accountant with over twenty-five years of working with small businesses to grow their businesses profitably. Heavily influenced by a family riches to rags experience in his formative years, Christian has dedicated his life's work to helping entrepreneurs have businesses that work for them.

Coffee is a favourite beverage to many all over the globe. It has a reputation as one of the world's most widely consumed beverages. Over the years, there have been different innovations where coffee outlets, cafes, and others introduced new ways of serving customers. This book provides an overviews of the global coffee value chain and highlights the need for sustainability through partnerships at all levels. The book is structured as follows: Chapter One introduces coffee as the world's favourite beverage, highlighting global consumption and zooming in on the European and North American markets. The Nordic countries notably have a higher per capita consumption than others, followed by other European nations, with evidence of Europe's position as the most significant destination of all coffee imports from the producing countries. Chapter Two focuses on consumption in the rest of the world, covering Latin America, Asia, Oceania, and Africa - the significance of the emerging markets and the potential in those markets are noteworthy. Chapter Three focuses on Coffee and Health, and discusses various studies that show the benefits of moderate coffee drinking and advice on modest consumption based on scientific evidence.Chapter Four discusses coffee and poverty - the hot topic. The chapter highlights the plight of the coffee producers, the unfavourable conditions under which they operate and a call for action to all concerned parties. Chapter Five focuses on where the coffee is grown, pointing out the top-producing countries and how it is grown in those countries. Brazil is the top producer, and the Latin American region leads in production, accounting for almost 60 per cent of the global output. Some smaller producers are also mentioned, especially for their exceptional quality.Chapter Six discusses coffee and culture and explicitly highlights the Ethiopian coffee ceremony. All connoisseurs want this encounter, which starts with roasting the beans in a clay or metallic skillet over a charcoal stove. The roast's aroma fills the room - an important Ethiopian experience. After roasting the coffee, the traditional method of getting the ground powder is by pounding the roasted beans in a mortar using a wooden pestle. Subsequently, the powder is poured into a clay pot with boiling water, which is generally left on the fire and from which the beverage is served to all in small round cups. It is also ensured that coffee keeps brewing in such a pot as the ceremony goes on so all those present can drink as much as they want. The coffee cultures in the different countries are mentioned and discussed. However, there is a discussion on the origins of both Arabica and Robusta, the two commonest types, explicitly focusing on Ethiopia as the origin of Arabica coffee and Uganda as the origin of Robusta and the Buganda coffee culture.Chapter Seven discusses the genesis of the World Coffee Producers Forum as the producers' initiative to address farmers' global plight and what it has achieved. Chapter Eight looks at some innovations that could increase producers' earnings. These are not exhaustive but give a glimpse of some current actions, acknowledging that there is much more to do to address the issue of poverty among coffee producers. Chapter Nine discusses a few transformational ideas and their potential impact on the global coffee industry. Chapter Ten handles the proposed path to prosperity for producers. In contrast, Chapter Eleven discusses some emerging issues that the producers closely follow and watch. Chapter Twelve narrates the author's story and coffee experience, which provided the background to the writing of this book.